Welcome to XMLGold (xmlgold.me). By accessing or using our website and services, you agree to comply with and be bound by the following Terms of Service. Please read these terms carefully.

1. Eligibility
By using XMLGold, you confirm that you are at least 18 years of age or the legal age of majority in your jurisdiction, and that you are legally authorized to use the services in compliance with applicable laws.

2. Services
XMLGold provides digital currency exchange services, including the exchange of cryptocurrencies and electronic currencies. All transactions are subject to availability and compliance with our policies.

3. User Responsibilities
You agree to provide accurate and complete information during the exchange process.
You are responsible for ensuring that your payment details (wallet addresses, email, etc.) are correct.
You agree not to use our services for any illegal activities, including money laundering, fraud, or terrorism financing.

4. Verification
Usually, no KYC is required. We reserve the right to request identity verification (KYC) in cases of high-risk transactions or suspected fraudulent activity. 

5. Exchange Processing Time
Exchange times may vary based on payment method, network conditions, or manual verification. XMLGold is not liable for delays caused by third-party services or network issues.

6. Fees and Rates
All exchange rates and service fees are clearly displayed before order confirmation. By confirming your order, you agree to the offered rate and applicable fees.

7. Limitation of Liability
XMLGold is not liable for any losses resulting from:
Delays or errors in processing caused by user input
System downtime or network failures
Force majeure events (natural disasters, war, regulatory changes, etc.)

8. Changes to Terms
We reserve the right to update these Terms at any time. Continued use of the platform constitutes acceptance of the revised terms.